Harborlight Financial

Financial clarity, without the jargon

Independent, fee-only planning that always puts your goals first, from your first paycheck to a confident, comfortable retirement.

How we help

One relationship for every part of your financial life.

Retirement planning

A clear roadmap to and through retirement, how much you'll need, when you can retire, and how to draw income that lasts.

Investment management

Low-cost, diversified portfolios built around your goals and risk comfort, rebalanced and monitored on your behalf.

Tax-efficient strategies

Coordinated planning across accounts to help keep more of what you earn, Roth conversions, withdrawal sequencing, and more.

Estate & legacy planning

Make sure your wishes are documented and your family is cared for, in coordination with your attorney and CPA.

How we work together

A straightforward path from first conversation to a plan you understand.

  1. 1

    Get acquainted

    A free, no-pressure call to understand your goals and answer your questions. If we're not the right fit, we'll say so.

  2. 2

    Build your plan

    We map your full financial picture and deliver a clear, written plan with specific, prioritized recommendations.

  3. 3

    Ongoing guidance

    We put the plan into action and meet regularly to keep it on track as life and markets change.

What clients say

For the first time, I actually understand my finances. Harborlight explained everything in plain English and gave us a real plan.
Priya & Sam K.Clients since 2019
Knowing someone is watching our investments and looking out for our interests lets us sleep at night. Worth every penny.
Robert M.Retirement planning client
They talked me out of a decision that would have cost me thousands. That conversation alone paid for years of fees.
Dana L.Tax planning client

Ready to feel confident about your money?

The first conversation is free, and there's never any obligation.

Schedule a consultation

Testimonials shown are from current clients and were provided without compensation. Testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.